22158 Pine DrCedarpines ParkCA92322
INVESTMENT ANALYSIS
Investment Verdict
Solid Income22158 Pine Dr, Cedarpines Park, CA, 92322 in Cedarpines Park is a solid income-producing rental, 9.55% gross yield, $2,220/mo rent, $494/mo net cash flow on a $279,000 buy. DSCR 1.77 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $77,083 and $2,570/yr in principal reduction project a total cumulative return of $137,576.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $494 | $1,200 |
City averages based on Cedarpines Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,220 |
| Total Monthly Debt Service | $1,615 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1946
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92322, Cedarpines Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 758 (100%) |
| Owner Occupied HU | 436 (57.5%) |
| Renter Occupied HU | 106 (14.0%) |
| Vacant Housing Units | 216 (28.5%) |
| Median Home Value | $312,000 |
| Average Home Value | $456,869 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1946
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92322, Cedarpines Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 758 (100%) |
| Owner Occupied HU | 436 (57.5%) |
| Renter Occupied HU | 106 (14.0%) |
| Vacant Housing Units | 216 (28.5%) |
| Median Home Value | $312,000 |
| Average Home Value | $456,869 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vahe Parsekhian • Americana Real Estate Services
Mls Name: CRMLS
Mls ID: #GD25187185