2210 Providence Park LnHerculaneumMO63048
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 2210 Providence Park Ln, Herculaneum, MO, 63048 in Herculaneum earns a 8.29% gross yield at $349,900. Rent of $2,417/mo nets $238/mo after the $1,573/mo mortgage. The 1.54 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $96,671 and $3,223/yr in equity accumulation project a total cumulative return of $148,102.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $238 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,417 |
| Total Monthly Debt Service | $2,040 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63048, Herculaneum, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,698 (100%) |
| Owner Occupied HU | 1,302 (76.7%) |
| Renter Occupied HU | 312 (18.4%) |
| Vacant Housing Units | 84 ( 4.9%) |
| Median Home Value | $245,385 |
| Average Home Value | $273,009 |
Housing Distribution
Address Breakdown
Residential
1,704
Single Family
1,610
Multi-Family
94
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63048, Herculaneum, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,698 (100%) |
| Owner Occupied HU | 1,302 (76.7%) |
| Renter Occupied HU | 312 (18.4%) |
| Vacant Housing Units | 84 ( 4.9%) |
| Median Home Value | $245,385 |
| Average Home Value | $273,009 |
Housing Distribution
Address Breakdown
Residential
1,704
Single Family
1,610
Multi-Family
94
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott A Haggerty • RE/MAX Integrity
Mls Name: MARIS
Mls ID: #25071040