221 Queensbury CtWhite HallWV26554
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 221 Queensbury Ct, White Hall, WV, 26554 in White Hall. Priced at $245,000, it generates $2,647/mo in gross rent and $1,178/mo in net monthly cash flow, a 12.97% yield that comfortably supports the 2.40 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $14,130. Five-year appreciation: $67,689. Equity from principal paydown: $2,256/yr. Total projected cumulative return: $168,472.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 6.2% |
| Monthly Cash Flow | $1,178 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,647 |
| Total Monthly Debt Service | $1,372 |
| DSCR Ratio | 1.93x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2022
1,500 sqft lot
$N/A/sqft
$360 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2022
1,500 sqft lot
$N/A/sqft
$360 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: SHEENA HERSHMAN • COMMODORE REALTY LLC
Mls Name: NCWV REIN
Mls Provider:
Mls ID: #10159428
Disclaimer: Data provided by North Central WV Real Estate Information Network, Inc. IDX information is provided exclusively for consumers personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information last updated on 2025-10-21 04:36:44 PDT