221 Chilcotin RdLangstonAL35755
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 221 Chilcotin Rd, Langston, AL, 35755 in Langston aligned with their strategy. Rental yield 6.43%. DSCR 1.19 and 6.43% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $7,367/yr in paydown build toward a projected cumulative return of $286,834.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 7.0% |
| Monthly Cash Flow | $(227) | $300 |
City averages based on Langston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,288 |
| Total Monthly Debt Service | $4,197 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
2.24 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35755, Langston, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 456 (100%) |
| Owner Occupied HU | 245 (53.7%) |
| Renter Occupied HU | 71 (15.6%) |
| Vacant Housing Units | 140 (30.7%) |
| Median Home Value | $386,111 |
| Average Home Value | $397,459 |
Housing Distribution
Address Breakdown
Residential
442
Single Family
442
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
2.24 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35755, Langston, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 456 (100%) |
| Owner Occupied HU | 245 (53.7%) |
| Renter Occupied HU | 71 (15.6%) |
| Vacant Housing Units | 140 (30.7%) |
| Median Home Value | $386,111 |
| Average Home Value | $397,459 |
Housing Distribution
Address Breakdown
Residential
442
Single Family
442
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shane Vandergriff • Lake Guntersville Real Estate
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21866303
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