221 4th StRichmondCA94801








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Richmond at 221 4th St, Richmond, CA, 94801 offers a 10.16% rental yield on a $499,999 purchase with $4,232/mo rent. Total monthly income registers $4,232/mo, and a $2,447/mo payment leaves $1,139/mo available for distribution. Annual cash flow reaches $13,670/yr on $165,750 to close, and return on cash invested stands at 28.16% in year one. Equity gained on principal adds $3,226/yr while 5% annual appreciation supports $138,141 over five years. Portfolio math shows five-year ROI at 147.07% and total cumulative return in cash at $243,775. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,232/mo property income against a $2,447/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1910
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94801, Richmond, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,643 (100%) |
| Owner Occupied HU | 4,301 (40.4%) |
| Renter Occupied HU | 5,723 (53.8%) |
| Vacant Housing Units | 619 ( 5.8%) |
| Median Home Value | $667,820 |
| Average Home Value | $818,383 |
Housing Distribution
Address Breakdown
Residential
10,030
Single Family
8,128
Multi-Family
1,902
Businesses
696
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Listed by: Maria Martinez • EXP Realty of Northern Cal.Inc.
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls ID: #41114604








