221-223 E Patterson St #225LansfordPA18232
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 221-223 E Patterson St #225, Lansford, PA, 18232 in Lansford offers a clean, manageable entry. Rental yield 7.8%. DSCR 1.44 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $53,875 in additional property value over five years, with $1,796/yr in principal equity building ownership stake. Total projected cumulative return: $73,561.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $(11) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,267 |
| Total Monthly Debt Service | $1,200 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1871
1,481 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18232, Lansford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,232 (100%) |
| Owner Occupied HU | 971 (43.5%) |
| Renter Occupied HU | 785 (35.2%) |
| Vacant Housing Units | 476 (21.3%) |
| Median Home Value | $55,092 |
| Average Home Value | $113,316 |
Housing Distribution
Address Breakdown
Residential
2,086
Single Family
1,982
Multi-Family
104
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1871
1,481 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18232, Lansford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,232 (100%) |
| Owner Occupied HU | 971 (43.5%) |
| Renter Occupied HU | 785 (35.2%) |
| Vacant Housing Units | 476 (21.3%) |
| Median Home Value | $55,092 |
| Average Home Value | $113,316 |
Housing Distribution
Address Breakdown
Residential
2,086
Single Family
1,982
Multi-Family
104
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jake Dunn • TNT Premier Real Estate
Mls Name: GLVR
Mls ID: #770395