2209 Pine StWinnsboroLA71295
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 2209 Pine St, Winnsboro, LA, 71295 in Winnsboro earns a 9.56% gross yield at $129,500. Rent of $1,032/mo nets $230/mo after the $582/mo mortgage. The 1.77 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $35,778 and $1,193/yr in equity accumulation project a total cumulative return of $63,932.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.5% |
| Monthly Cash Flow | $230 | $400 |
City averages based on Winnsboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,032 |
| Total Monthly Debt Service | $751 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71295, Winnsboro, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,999 (100%) |
| Owner Occupied HU | 3,687 (61.5%) |
| Renter Occupied HU | 1,612 (26.9%) |
| Vacant Housing Units | 700 (11.7%) |
| Median Home Value | $125,357 |
| Average Home Value | $165,247 |
Housing Distribution
Address Breakdown
Residential
5,375
Single Family
5,259
Multi-Family
116
Businesses
510
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71295, Winnsboro, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,999 (100%) |
| Owner Occupied HU | 3,687 (61.5%) |
| Renter Occupied HU | 1,612 (26.9%) |
| Vacant Housing Units | 700 (11.7%) |
| Median Home Value | $125,357 |
| Average Home Value | $165,247 |
Housing Distribution
Address Breakdown
Residential
5,375
Single Family
5,259
Multi-Family
116
Businesses
510
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices