2205 W Gratiot County Line Rd, Saint Johns, MI, 48879 | $355/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Johns at 2205 W Gratiot County Line Rd, Saint Johns, MI, 48879 uses $81,218 cash to close to unlock $4,254/yr annual cash flow and $355/mo monthly cash flow. Total monthly income runs $1,970/mo, and a $1,199/mo payment keeps the spread at $355/mo. Purchase price stands at $245,000, and rental yield measures 9.65% with $1,970/mo rent. Return on cash invested shows 25.15% in year one, and 5% annual appreciation builds toward $67,689 over five years. Five-year ROI reaches 131.48% and total cumulative return in cash records $106,788. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,970/mo property income covering a $1,199/mo payment rather than investor’s personal income.

Single Family

Built in 2005

1 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 48879, Saint Johns, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,734 (100%)
Owner Occupied HU	5,988 (77.4%)
Renter Occupied HU	1,368 (17.7%)
Vacant Housing Units	378 ( 4.9%)
Median Home Value	$246,160
Average Home Value	$285,008