2204 Chicago AveBlack EagleMT59414
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Black Eagle rental at 2204 Chicago Ave, Black Eagle, MT, 59414 sits in the solid-income band: 8.67% gross yield, $2,798/mo rent, $534/mo net after the $1,742/mo debt service, DSCR 1.61. Entry price of $387,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $107,059 and $3,569/yr in principal reduction bring total cumulative return to $180,693.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $534 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,798 |
| Total Monthly Debt Service | $2,111 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
6,229 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59414, Black Eagle, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 520 (100%) |
| Owner Occupied HU | 300 (57.7%) |
| Renter Occupied HU | 152 (29.2%) |
| Vacant Housing Units | 68 (13.1%) |
| Median Home Value | $187,500 |
| Average Home Value | $306,058 |
Housing Distribution
Address Breakdown
Residential
402
Single Family
402
Multi-Family
0
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
6,229 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59414, Black Eagle, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 520 (100%) |
| Owner Occupied HU | 300 (57.7%) |
| Renter Occupied HU | 152 (29.2%) |
| Vacant Housing Units | 68 (13.1%) |
| Median Home Value | $187,500 |
| Average Home Value | $306,058 |
Housing Distribution
Address Breakdown
Residential
402
Single Family
402
Multi-Family
0
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leo M Imperi • Keller Williams Northern MT
Mls Name: MRMLS
Mls ID: #30054565