22034 W Highway 62SummersAR72744
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 22034 W Highway 62, Summers, AR, 72744 in Summers at $289,900, 5.43% gross yield, is a market-growth asset. Rental yield 5.43%. The $1,312/mo rent partially funds the $1,304/mo debt service; the core return is the 5%/yr price growth projected to add $80,094 over five years. Ziffy Mortgage's DSCR mortgage (1.01) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $82,008.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 7.0% |
| Monthly Cash Flow | $(431) | $300 |
City averages based on Summers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,312 |
| Total Monthly Debt Service | $1,627 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1998
4.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72744, Lincoln, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,472 (100%) |
| Owner Occupied HU | 1,571 (63.6%) |
| Renter Occupied HU | 634 (25.6%) |
| Vacant Housing Units | 267 (10.8%) |
| Median Home Value | $289,537 |
| Average Home Value | $338,501 |
Housing Distribution
Address Breakdown
Residential
1,976
Single Family
1,953
Multi-Family
23
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1998
4.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72744, Lincoln, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,472 (100%) |
| Owner Occupied HU | 1,571 (63.6%) |
| Renter Occupied HU | 634 (25.6%) |
| Vacant Housing Units | 267 (10.8%) |
| Median Home Value | $289,537 |
| Average Home Value | $338,501 |
Housing Distribution
Address Breakdown
Residential
1,976
Single Family
1,953
Multi-Family
23
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices