220 W Liberty StGrand RidgeIL61325
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play220 W Liberty St, Grand Ridge, IL, 61325 in Grand Ridge is priced for appreciation, not yield. Rental yield 0%. At $132,000 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $36,469 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 9.0% |
| Monthly Cash Flow | $0 | $300 |
City averages based on Grand Ridge market data in our database. Property projections are estimates.
Single Family
Built in 1935
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61325, Grand Ridge, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 401 (100%) |
| Owner Occupied HU | 332 (82.8%) |
| Renter Occupied HU | 42 (10.5%) |
| Vacant Housing Units | 27 ( 6.7%) |
| Median Home Value | $198,333 |
| Average Home Value | $252,861 |
Housing Distribution
Address Breakdown
Residential
322
Single Family
322
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1935
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61325, Grand Ridge, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 401 (100%) |
| Owner Occupied HU | 332 (82.8%) |
| Renter Occupied HU | 42 (10.5%) |
| Vacant Housing Units | 27 ( 6.7%) |
| Median Home Value | $198,333 |
| Average Home Value | $252,861 |
Housing Distribution
Address Breakdown
Residential
322
Single Family
322
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12670006