220 Ridgeside RdWhitwellTN37397








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Whitwell at 220 Ridgeside Rd, Whitwell, TN, 37397 with 5% annual appreciation on a $299,000 basis while $1,730/mo rent supports operations. 19% in year one. Equity gained on principal adds $1,929/yr, and five-year appreciation sums $82,608 alongside rental yield of 6.94%. Five-year ROI measures 98.73% and total cumulative return in cash totals $97,858. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,730/mo property income versus a $1,463/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1992
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37397, Whitwell, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,673 (100%) |
| Owner Occupied HU | 3,220 (68.9%) |
| Renter Occupied HU | 849 (18.2%) |
| Vacant Housing Units | 604 (12.9%) |
| Median Home Value | $175,298 |
| Average Home Value | $213,315 |
Housing Distribution
Address Breakdown
Residential
4,202
Single Family
4,202
Multi-Family
0
Businesses
144
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