220 Pine Valley LoopColumbia FallsMT59912
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 220 Pine Valley Loop, Columbia Falls, MT, 59912 in Columbia Falls aligned with their strategy. Rental yield 6.45%. DSCR 1.20 and 6.45% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $8,059/yr in paydown build toward a projected cumulative return of $304,007.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.2% |
| Monthly Cash Flow | $(484) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,703 |
| Total Monthly Debt Service | $4,766 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59912, Columbia Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,326 (100%) |
| Owner Occupied HU | 4,827 (65.9%) |
| Renter Occupied HU | 1,738 (23.7%) |
| Vacant Housing Units | 761 (10.4%) |
| Median Home Value | $576,189 |
| Average Home Value | $598,762 |
Housing Distribution
Address Breakdown
Residential
5,561
Single Family
5,464
Multi-Family
97
Businesses
492
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59912, Columbia Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,326 (100%) |
| Owner Occupied HU | 4,827 (65.9%) |
| Renter Occupied HU | 1,738 (23.7%) |
| Vacant Housing Units | 761 (10.4%) |
| Median Home Value | $576,189 |
| Average Home Value | $598,762 |
Housing Distribution
Address Breakdown
Residential
5,561
Single Family
5,464
Multi-Family
97
Businesses
492
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MRMLS
Mls ID: #30069287