220 Pendleton StWinchesterKY40391








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Winchester at 220 Pendleton St, Winchester, KY, 40391 at $185,000 posts ROI 25.75% with $299/mo cash flow from $1,424/mo rent. Total monthly income equals $1,424/mo, and annual cash flow records $3,582/yr on $61,328 to close. Return on cash invested measures 25.75% and rental yield reads 9.24% at the current $185,000. Equity gained on principal adds $1,194/yr, and 5% annual appreciation supports $51,112 by year five. Five-year ROI prints 134.06% and total cumulative return in cash totals $82,215.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,424/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in N/A
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40391, Winchester, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,374 (100%) |
| Owner Occupied HU | 10,285 (62.8%) |
| Renter Occupied HU | 4,824 (29.5%) |
| Vacant Housing Units | 1,265 ( 7.7%) |
| Median Home Value | $223,867 |
| Average Home Value | $258,919 |
Housing Distribution
Address Breakdown
Residential
15,316
Single Family
15,081
Multi-Family
235
Businesses
872
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Listed by: Steven D Adams • Steven D Adams Real Estate Services, LLC
Mls Name: Imagine MLS
Mls ID: #25500013








