220 4th Ave NE, Saint Cloud, MN, 56304 | $514/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Cloud at 220 4th Ave NE, Saint Cloud, MN, 56304 earns $514/mo cash flow from $2,381/mo rent with a $1,463/mo payment. Total monthly income totals $2,381/mo, and annual cash flow totals $6,172/yr on $99,119 capital. ROI tracks 26.14% on current figures, and rental yield reads 9.56% at a $299,000 purchase. Equity gained on principal adds $1,929/yr, and 5% annual appreciation supports $82,608 over five years. Five-year ROI reaches 136.33% and total cumulative return in cash sums $135,130. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,381/mo property income instead of your personal income.

Single Family

Built in 1920

6,098 sqft lot

$N/A/sqft

No HOA