220 3rd StBrazoriaTX77422
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $165,999, 220 3rd St, Brazoria, TX, 77422 in Brazoria generates $1,263/mo in rent (9.13% yield) but nets only $3/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.69) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $45,862. Total projected return: $64,194.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $3 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,263 |
| Total Monthly Debt Service | $1,194 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
5,201 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77422, Brazoria, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,108 (100%) |
| Owner Occupied HU | 4,238 (69.4%) |
| Renter Occupied HU | 941 (15.4%) |
| Vacant Housing Units | 929 (15.2%) |
| Median Home Value | $304,232 |
| Average Home Value | $315,027 |
Housing Distribution
Address Breakdown
Residential
4,922
Single Family
4,830
Multi-Family
92
Businesses
258
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
5,201 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77422, Brazoria, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,108 (100%) |
| Owner Occupied HU | 4,238 (69.4%) |
| Renter Occupied HU | 941 (15.4%) |
| Vacant Housing Units | 929 (15.2%) |
| Median Home Value | $304,232 |
| Average Home Value | $315,027 |
Housing Distribution
Address Breakdown
Residential
4,922
Single Family
4,830
Multi-Family
92
Businesses
258
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chet Polniazek • 1st Texas Realty Services
Mls Name: HAR
Mls Provider:
Mls ID: #59232159
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