22 Upper Gilman Street #3Saint AlbansVT05478
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Saint Albans at 22 Upper Gilman Street #3, Saint Albans, VT, 05478 uses $152,159 cash to close to unlock $9,983/yr annual cash flow and $832/mo monthly cash flow. Total monthly income runs $3,886/mo, and a $2,247/mo payment keeps the spread at $832/mo. Purchase price stands at $459,000, and rental yield measures 10.16% with $3,886/mo rent. Return on cash invested shows 26.47% in year one, and 5% annual appreciation builds toward $126,813 over five years. Five-year ROI reaches 138.62% and total cumulative return in cash records $210,923. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,886/mo property income covering a $2,247/mo payment rather than investor’s personal income.
Single Family
Built in 2026
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05478, Saint Albans, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,592 (100%) |
| Owner Occupied HU | 4,568 (60.2%) |
| Renter Occupied HU | 2,325 (30.6%) |
| Vacant Housing Units | 699 ( 9.2%) |
| Median Home Value | $351,416 |
| Average Home Value | $376,562 |
Housing Distribution
Address Breakdown
Residential
6,885
Single Family
6,264
Multi-Family
621
Businesses
690
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Listed by: Leigh Horton • Your Journey Real Estate
Mls Name: PrimeMLS
Mls ID: #5072925