22 Treetop Park UNIT 22WestboroughMA01581
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 22 Treetop Park UNIT 22, Westborough, MA, 01581 in Westborough at $415,000 earns $3,022/mo in rent and nets $17/mo after the $1,866/mo payment, a 8.74% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $114,657 over five years. Ziffy Mortgage underwrites this on a 1.62 DSCR without U.S. credit history. With $3,822/yr in principal paydown, total projected return reaches $183,747.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.2% |
| Monthly Cash Flow | $17 | $850 |
City averages based on Westborough market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,022 |
| Total Monthly Debt Service | $2,451 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01581, Westborough, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,716 (100%) |
| Owner Occupied HU | 5,117 (58.7%) |
| Renter Occupied HU | 3,209 (36.8%) |
| Vacant Housing Units | 390 ( 4.5%) |
| Median Home Value | $676,794 |
| Average Home Value | $717,525 |
Housing Distribution
Address Breakdown
Residential
8,381
Single Family
5,962
Multi-Family
2,419
Businesses
1,262
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01581, Westborough, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,716 (100%) |
| Owner Occupied HU | 5,117 (58.7%) |
| Renter Occupied HU | 3,209 (36.8%) |
| Vacant Housing Units | 390 ( 4.5%) |
| Median Home Value | $676,794 |
| Average Home Value | $717,525 |
Housing Distribution
Address Breakdown
Residential
8,381
Single Family
5,962
Multi-Family
2,419
Businesses
1,262
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Peter Edwards • Hayden Rowe Properties
Mls Name: MLS PIN
Mls ID: #73457616