22 Terrace Dr, Belleville, IL, 62223 | $386/mo Cash Flow

For Sale

Currently Rented

Rental Income

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Belleville at 22 Terrace Dr, Belleville, IL, 62223 uses $39,780 cash to close to unlock $4,632/yr annual cash flow and $386/mo monthly cash flow. Total monthly income runs $1,218/mo, and a $587/mo payment keeps the spread at $386/mo. Purchase price stands at $120,000, and rental yield measures 12.18% with $1,218/mo rent. Return on cash invested shows 31.55% in year one, and 5% annual appreciation builds toward $33,154 over five years. Five-year ROI reaches 166.26% and total cumulative return in cash records $66,139. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,218/mo property income covering a $587/mo payment rather than investor’s personal income.

Multi Family

Built in 1949

0.31 Acres lot

$N/A/sqft

No HOA