22 Old Hardwick RdPetershamMA01366
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 22 Old Hardwick Rd, Petersham, MA, 01366 in Petersham is listed at $579,900 and delivers $4,160/mo in rent and $505/mo in net monthly cash flow. The 8.61% yield and 1.60 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $160,216 over five years, and $5,341/yr in principal reduction supplements cash return. Total projected cumulative return: $252,680.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.2% |
| Monthly Cash Flow | $505 | $450 |
City averages based on Petersham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,160 |
| Total Monthly Debt Service | $3,424 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
2.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01366, Petersham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 590 (100%) |
| Owner Occupied HU | 453 (76.8%) |
| Renter Occupied HU | 65 (11.0%) |
| Vacant Housing Units | 72 (12.2%) |
| Median Home Value | $477,083 |
| Average Home Value | $546,170 |
Housing Distribution
Address Breakdown
Residential
439
Single Family
439
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
2.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01366, Petersham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 590 (100%) |
| Owner Occupied HU | 453 (76.8%) |
| Renter Occupied HU | 65 (11.0%) |
| Vacant Housing Units | 72 (12.2%) |
| Median Home Value | $477,083 |
| Average Home Value | $546,170 |
Housing Distribution
Address Breakdown
Residential
439
Single Family
439
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hometown Team • Real Broker MA, LLC
Mls Name: MLS PIN
Mls ID: #73472847