22 Monroe St, Reading, PA, 19605 | $126/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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22 Monroe St, Reading, PA, 19605 | $126/mo Cash Flow | Ziffy

For Sale

Listed for sale today

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Reading at 22 Monroe St, Reading, PA, 19605 listed at $199,900 pairs $1,435/mo rent with a $978/mo payment to leave $126/mo cash flow. Total monthly income runs $1,435/mo, and annual cash flow reaches $1,506/yr on $66,267 cash to close. Return on cash invested measures 22.18% in year one, and rental yield registers 8.61% at a $199,900 basis. Equity gained on principal adds $1,290/yr, and annual property appreciation at 5% supports $55,229 by year five. Five-year ROI tracks 115.53% and total cumulative return in cash totals $76,561. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,435/mo property income relative to a $978/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1955

7,840 sqft lot

$N/A/sqft

No HOA

More details about the property

HANDYMAN WANTED! COME FIX UP THIS COZY HOME ON A NICE QUIET STREET IN HYDE PARK, CLOSE TO SHOPPING, RESTAURANTS, AND ALL THE HAPPENINGS, WITH QUICK ACCESS TO HIGHWAY ROUTES TO HERE OR THERE. ONE STORY LIVING WITH A SIZABLE REC ROOM AREA, LAUNDRY ON MAIN LEVEL OR IN UTILITY ROOM, FULL ATTIC WITH FLOORING, AND POTENTIAL OFF STREET PARKING IN THE REAR. (The Guardian for the Seller is not knowledgeable about or responsible for the availability or condition of any features, utilities, systems, appliances, or property lines at this property. Buyer can verify and/or inspect the property and the availability and working condition of any features, the utilities, systems, appliances, or property lot lines at this property. Selling as is.)

Neighborhood Data

Neighborhood data shown for ZIP Code: 19605, Reading, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,856 (100%)
Owner Occupied HU	7,009 (79.1%)
Renter Occupied HU	1,489 (16.8%)
Vacant Housing Units	358 ( 4.0%)
Median Home Value	$270,423
Average Home Value	$335,208