22 Maple Street, Biddeford, ME, 04005 | $566/mo Cash Flow

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22 Maple Street, Biddeford, ME, 04005 | $566/mo Cash Flow | Ziffy

For Sale

Rental Income

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Biddeford at 22 Maple Street, Biddeford, ME, 04005 listed at $445,000 pairs $3,374/mo rent with a $2,178/mo payment to leave $566/mo cash flow. Total monthly income runs $3,374/mo, and annual cash flow reaches $6,787/yr on $147,518 cash to close. Return on cash invested measures 24.51% in year one, and rental yield registers 9.1% at a $445,000 basis. Equity gained on principal adds $2,872/yr, and annual property appreciation at 5% supports $122,945 by year five. Five-year ROI tracks 127.68% and total cumulative return in cash totals $188,348. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,374/mo property income relative to a $2,178/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1880

3,920 sqft lot

$N/A/sqft

No HOA

More details about the property

Discover this beautifully renovated waterfront home in Biddeford, perfectly situated on the Saco River and just steps from the revitalized downtown. A charming footbridge on the property provides direct access to private walking trails, a sandy beach for swimming and fishing, and the perfect spot to launch a canoe or kayak. Fully renovated in 2021, this home features all-new electrical service, panel, and wiring, brand-new plumbing, a modern kitchen, updated bathrooms, and refinished or new flooring throughout, offering peace of mind and a move-in-ready experience. Recently operated as a successful Airbnb, this property offers the flexibility to either make it your own year-round residence or continue as a short-term rental investment. While there is currently no driveway, there's ample space in front of the house to easily add parking. Enjoy the best of both worlds, modern updates, rental potential, and nature at your doorstep, all within walking distance of Biddeford's growing downtown restaurants, shops, and entertainment.

Neighborhood Data

Neighborhood data shown for ZIP Code: 04005, Biddeford, ME area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,793 (100%)
Owner Occupied HU	5,606 (47.5%)
Renter Occupied HU	5,202 (44.1%)
Vacant Housing Units	985 ( 8.4%)
Median Home Value	$455,712
Average Home Value	$523,001