22 Maple StBaldwinvilleMA01468
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 22 Maple St, Baldwinville, MA, 01468 in Baldwinville deserves attention. This $395,900 property earns $3,412/mo in rent, a 10.34% gross yield, and nets $916/mo after the $1,780/mo payment. DSCR 1.92 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $109,380 compounds alongside $3,646/yr in yearly equity build, for a total cumulative return of $209,335.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 5.2% |
| Monthly Cash Flow | $916 | $1,100 |
City averages based on Baldwinville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,412 |
| Total Monthly Debt Service | $2,338 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01468, Templeton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,980 (100%) |
| Owner Occupied HU | 1,606 (81.1%) |
| Renter Occupied HU | 224 (11.3%) |
| Vacant Housing Units | 150 ( 7.6%) |
| Median Home Value | $478,671 |
| Average Home Value | $504,222 |
Housing Distribution
Address Breakdown
Residential
1,684
Single Family
1,684
Multi-Family
0
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01468, Templeton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,980 (100%) |
| Owner Occupied HU | 1,606 (81.1%) |
| Renter Occupied HU | 224 (11.3%) |
| Vacant Housing Units | 150 ( 7.6%) |
| Median Home Value | $478,671 |
| Average Home Value | $504,222 |
Housing Distribution
Address Breakdown
Residential
1,684
Single Family
1,684
Multi-Family
0
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73492961