22 Hilltop RdSudburyMA01776
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder22 Hilltop Rd, Sudbury, MA, 01776 in Sudbury earns a respectable 7.66% gross yield at $939,000, but after the $4,222/mo mortgage the net cash flow is $78/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.42) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $259,428 over five years, making equity the dominant return driver. Total projected return: $361,551.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.0% |
| Monthly Cash Flow | $78 | $350 |
City averages based on Sudbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,996 |
| Total Monthly Debt Service | $5,545 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01776, Sudbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,719 (100%) |
| Owner Occupied HU | 5,659 (84.2%) |
| Renter Occupied HU | 824 (12.3%) |
| Vacant Housing Units | 236 ( 3.5%) |
| Median Home Value | $1,026,430 |
| Average Home Value | $1,128,778 |
Housing Distribution
Address Breakdown
Residential
6,857
Single Family
6,042
Multi-Family
815
Businesses
605
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01776, Sudbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,719 (100%) |
| Owner Occupied HU | 5,659 (84.2%) |
| Renter Occupied HU | 824 (12.3%) |
| Vacant Housing Units | 236 ( 3.5%) |
| Median Home Value | $1,026,430 |
| Average Home Value | $1,128,778 |
Housing Distribution
Address Breakdown
Residential
6,857
Single Family
6,042
Multi-Family
815
Businesses
605
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73491459