22 Grove DrPortola ValleyCA94028
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Portola Valley at 22 Grove Dr, Portola Valley, CA, 94028 projects strong ROI of 3.7%. Rental yield 2.07%. With 5% annual appreciation, the property builds $1,601,052 in value over five years. Equity growth combined delivers a projected five-year ROI of 32.58%, translating into $533,331 in total cumulative return on $1,637,088 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 5.0% |
| Monthly Cash Flow | $(27,160) | $2,000 |
City averages based on Portola Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,992 |
| Total Monthly Debt Service | $33,543 |
| DSCR Ratio | 0.30x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
2.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94028, Portola Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,781 (100%) |
| Owner Occupied HU | 2,073 (74.5%) |
| Renter Occupied HU | 512 (18.4%) |
| Vacant Housing Units | 196 ( 7.0%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $2,137,627 |
Housing Distribution
Address Breakdown
Residential
2,643
Single Family
2,422
Multi-Family
221
Businesses
106
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
2.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94028, Portola Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,781 (100%) |
| Owner Occupied HU | 2,073 (74.5%) |
| Renter Occupied HU | 512 (18.4%) |
| Vacant Housing Units | 196 ( 7.0%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $2,137,627 |
Housing Distribution
Address Breakdown
Residential
2,643
Single Family
2,422
Multi-Family
221
Businesses
106
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Erika Demma • Compass
Mls Name: MLSListings Inc
Mls ID: #ML82012718