22 Elm StPotsdamNY13676








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Potsdam at 22 Elm St, Potsdam, NY, 13676 priced at $140,000 converts $1,082/mo rent into $147/mo cash flow after a $685/mo obligation. Total monthly income equals $1,082/mo, and annual cash flow totals $1,768/yr on $46,410 invested. Return on cash invested prints 23.72% in year one, and rental yield reads 9.27% against a $140,000 entry. Equity gained on principal adds $903/yr, while 5% annual appreciation compiles into $38,679 by year five. Five-year ROI reaches 124% and total cumulative return in cash sums $57,550. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,082/mo property income covering a $685/mo payment, not borrower’s personal income.
Single Family
Built in 1948
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13676, Potsdam, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,259 (100%) |
| Owner Occupied HU | 3,034 (48.5%) |
| Renter Occupied HU | 2,160 (34.5%) |
| Vacant Housing Units | 1,065 (17.0%) |
| Median Home Value | $178,296 |
| Average Home Value | $236,232 |
Housing Distribution
Address Breakdown
Residential
5,287
Single Family
4,635
Multi-Family
652
Businesses
513
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