22 Cobber Ln, Baltimore, MD, 21229 | $246/mo Cash Flow

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22 Cobber Ln, Baltimore, MD, 21229 | $246/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 22 Cobber Ln, Baltimore, MD, 21229 with 5% annual appreciation on a $229,900 basis while $1,676/mo rent supports operations. Total monthly income totals $1,676/mo and a $1,125/mo payment preserves $246/mo for cash returns. Annual cash flow comes to $2,957/yr on $76,212 deployed, and return on cash invested reaches 23.79% in year one. Equity gained on principal adds $1,484/yr, and five-year appreciation sums $63,517 alongside rental yield of 8.75%. Five-year ROI measures 123.71% and total cumulative return in cash totals $94,283.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,676/mo property income versus a $1,125/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Townhouse

Built in 1988

1,742 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to 22 Cobber, a beautifully updated home tucked away on a quiet street yet conveniently close to everything you need. This thoughtfully renovated property offers modern upgrades throughout, blending comfort, style, and functionality in every room. Step inside to find a bright and inviting main level featuring gleaming hardwood floors, recessed lighting in the kitchen, living, and dining areas, and a well-appointed kitchen complete with granite countertops and stainless steel appliances. The newly built Trex deck just off the main level provides the perfect spot for outdoor dining or relaxing in your private backyard. Upstairs, enjoy brand new carpet, a stunningly renovated full bath, and a built-out master closet designed for maximum storage and organization. The fully finished lower level offers additional living space with hardwood flooring throughout and a newly updated full bath showcasing a stylish, spa-like shower. This home also features a brand new roof, a new water heater, a 2018 HVAC system, and a washer and dryer for true move-in-ready convenience. A private two-car parking pad in the rear adds extra practicality for city living. With its blend of modern finishes, thoughtful updates, and a tucked-away location, 22 Cobber is ready to welcome its next owner. Dont miss your opportunity to make this beautifully upgraded home yours!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21229, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	20,053 (100%)
Owner Occupied HU	9,761 (48.7%)
Renter Occupied HU	8,137 (40.6%)
Vacant Housing Units	2,155 (10.7%)
Median Home Value	$220,250
Average Home Value	$247,792