22 Carlen StreetManchester CenterVT05255
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 22 Carlen Street, Manchester Center, VT, 05255 in Manchester Center worth modelling. At $360,000 with a 8.3% gross yield, the $2,490/mo rent leaves $95/mo after the $1,619/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.54 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $99,461 by year five; $3,316/yr in principal reduction adds further equity. Total projected return: $143,319.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $95 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,490 |
| Total Monthly Debt Service | $2,252 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05255, Manchester Center, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,515 (100%) |
| Owner Occupied HU | 1,302 (51.8%) |
| Renter Occupied HU | 467 (18.6%) |
| Vacant Housing Units | 746 (29.7%) |
| Median Home Value | $482,653 |
| Average Home Value | $667,944 |
Housing Distribution
Address Breakdown
Residential
1,637
Single Family
1,468
Multi-Family
169
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05255, Manchester Center, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,515 (100%) |
| Owner Occupied HU | 1,302 (51.8%) |
| Renter Occupied HU | 467 (18.6%) |
| Vacant Housing Units | 746 (29.7%) |
| Median Home Value | $482,653 |
| Average Home Value | $667,944 |
Housing Distribution
Address Breakdown
Residential
1,637
Single Family
1,468
Multi-Family
169
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andy Reed • Four Seasons Sotheby's Int'l Realty
Mls Name: PrimeMLS
Mls ID: #5055044