21A Kenneth Stuart Place #AMohegan LakeNY10547
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 21A Kenneth Stuart Place #A, Mohegan Lake, NY, 10547 in Mohegan Lake is listed at $200,000 and delivers $2,683/mo in rent and $420/mo in net monthly cash flow. The 16.1% yield and 2.98 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $55,256 over five years, and $1,842/yr in principal reduction supplements cash return. Total projected cumulative return: $107,351.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.1% | 6.2% |
| Monthly Cash Flow | $420 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,683 |
| Total Monthly Debt Service | $2,184 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
N/A lot
$N/A/sqft
$928 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10547, Mohegan Lake, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,748 (100%) |
| Owner Occupied HU | 1,989 (72.4%) |
| Renter Occupied HU | 551 (20.1%) |
| Vacant Housing Units | 208 ( 7.6%) |
| Median Home Value | $560,595 |
| Average Home Value | $579,570 |
Housing Distribution
Address Breakdown
Residential
2,646
Single Family
2,591
Multi-Family
55
Businesses
291
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
N/A lot
$N/A/sqft
$928 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10547, Mohegan Lake, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,748 (100%) |
| Owner Occupied HU | 1,989 (72.4%) |
| Renter Occupied HU | 551 (20.1%) |
| Vacant Housing Units | 208 ( 7.6%) |
| Median Home Value | $560,595 |
| Average Home Value | $579,570 |
Housing Distribution
Address Breakdown
Residential
2,646
Single Family
2,591
Multi-Family
55
Businesses
291
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices