21995 Ansel CourtJennerCA95450
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 21995 Ansel Court, Jenner, CA, 95450 in Jenner fits: $1,650,000, 2.62% gross yield, and a projected 5% annual appreciation rate adding $455,865 in value within five years. Rental yield 2.62%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.54) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $15,197/yr in principal paydown and $455,865 in appreciation project a total return of $223,745.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 6.0% |
| Monthly Cash Flow | $(6,655) | $1,500 |
City averages based on Jenner market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,012 |
| Total Monthly Debt Service | $9,605 |
| DSCR Ratio | 0.42x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2007
2.45 Acres lot
$N/A/sqft
$651 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95450, Jenner, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 304 (100%) |
| Owner Occupied HU | 123 (40.5%) |
| Renter Occupied HU | 25 ( 8.2%) |
| Vacant Housing Units | 156 (51.3%) |
| Median Home Value | $1,177,273 |
| Average Home Value | $1,165,955 |
Housing Distribution
Address Breakdown
Residential
130
Single Family
130
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2007
2.45 Acres lot
$N/A/sqft
$651 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95450, Jenner, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 304 (100%) |
| Owner Occupied HU | 123 (40.5%) |
| Renter Occupied HU | 25 ( 8.2%) |
| Vacant Housing Units | 156 (51.3%) |
| Median Home Value | $1,177,273 |
| Average Home Value | $1,165,955 |
Housing Distribution
Address Breakdown
Residential
130
Single Family
130
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rosie Iversen • Coldwell Banker Coastal Proper
Mls Name: BAREIS
Mls Provider:
Mls ID: #324043783
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.