2195 State Highway 55 SColumbiaKY42728








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Columbia at 2195 State Highway 55 S, Columbia, KY, 42728 earns $230/mo cash flow from $1,076/mo rent with a $680/mo payment. Total monthly income totals $1,076/mo, and annual cash flow totals $2,764/yr on $46,079 capital. ROI tracks 25.91% on current figures, and rental yield reads 9.29% at a $139,000 purchase. Equity gained on principal adds $897/yr, and 5% annual appreciation supports $38,403 over five years. Five-year ROI reaches 134.97% and total cumulative return in cash sums $62,192. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,076/mo property income instead of your personal income.
Single Family
Built in N/A
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42728, Columbia, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,454 (100%) |
| Owner Occupied HU | 4,718 (63.3%) |
| Renter Occupied HU | 1,706 (22.9%) |
| Vacant Housing Units | 1,030 (13.8%) |
| Median Home Value | $174,555 |
| Average Home Value | $209,118 |
Housing Distribution
Address Breakdown
Residential
6,845
Single Family
6,845
Multi-Family
0
Businesses
658
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Listed by: Sherri Mciver • Mciver Realty Group
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #25005930
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








