21941 S Lakeview DrWorleyID83876
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 21941 S Lakeview Dr, Worley, ID, 83876 in Worley. Rental yield 3.53%. At $1,274,900 with 3.53% gross yield, current distributions are modest, but the 5% appreciation rate projects $352,231 in new equity by year five, complemented by $11,742/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.65) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $250,332.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 5.0% |
| Monthly Cash Flow | $(3,584) | $1,200 |
City averages based on Worley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,750 |
| Total Monthly Debt Service | $6,827 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83876, Worley, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,507 (100%) |
| Owner Occupied HU | 580 (38.5%) |
| Renter Occupied HU | 98 ( 6.5%) |
| Vacant Housing Units | 829 (55.0%) |
| Median Home Value | $551,339 |
| Average Home Value | $669,409 |
Housing Distribution
Address Breakdown
Residential
699
Single Family
698
Multi-Family
1
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83876, Worley, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,507 (100%) |
| Owner Occupied HU | 580 (38.5%) |
| Renter Occupied HU | 98 ( 6.5%) |
| Vacant Housing Units | 829 (55.0%) |
| Median Home Value | $551,339 |
| Average Home Value | $669,409 |
Housing Distribution
Address Breakdown
Residential
699
Single Family
698
Multi-Family
1
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices