2190 Sunflower DrPinetopAZ85935
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 2190 Sunflower Dr, Pinetop, AZ, 85935 in Pinetop. Rental yield 4.23%. At $603,200 with 4.23% gross yield, current distributions are modest, but the 5% appreciation rate projects $166,653 in new equity by year five, complemented by $5,556/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.78) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $128,823.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 8.0% |
| Monthly Cash Flow | $(1,548) | $1,200 |
City averages based on Pinetop market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,125 |
| Total Monthly Debt Service | $3,434 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
1.09 Acres lot
$N/A/sqft
$108 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85935, Pinetop, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,328 (100%) |
| Owner Occupied HU | 1,403 (26.3%) |
| Renter Occupied HU | 373 ( 7.0%) |
| Vacant Housing Units | 3,552 (66.7%) |
| Median Home Value | $432,586 |
| Average Home Value | $483,642 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,611
Multi-Family
55
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
1.09 Acres lot
$N/A/sqft
$108 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85935, Pinetop, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,328 (100%) |
| Owner Occupied HU | 1,403 (26.3%) |
| Renter Occupied HU | 373 ( 7.0%) |
| Vacant Housing Units | 3,552 (66.7%) |
| Median Home Value | $432,586 |
| Average Home Value | $483,642 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,611
Multi-Family
55
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices