219 N Prospect StRoselleIL60172
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 219 N Prospect St, Roselle, IL, 60172 in Roselle is a conservative rental investment at $584,900. Rental yield 7.45%. A 1.38 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $161,597; $5,387/yr in principal paydown supplements. Total projected return: $196,290.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $(426) | $300 |
City averages based on Roselle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,631 |
| Total Monthly Debt Service | $3,824 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60172, Roselle, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,809 (100%) |
| Owner Occupied HU | 7,549 (77.0%) |
| Renter Occupied HU | 1,954 (19.9%) |
| Vacant Housing Units | 306 ( 3.1%) |
| Median Home Value | $361,237 |
| Average Home Value | $412,711 |
Housing Distribution
Address Breakdown
Residential
9,717
Single Family
7,884
Multi-Family
1,833
Businesses
901
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60172, Roselle, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,809 (100%) |
| Owner Occupied HU | 7,549 (77.0%) |
| Renter Occupied HU | 1,954 (19.9%) |
| Vacant Housing Units | 306 ( 3.1%) |
| Median Home Value | $361,237 |
| Average Home Value | $412,711 |
Housing Distribution
Address Breakdown
Residential
9,717
Single Family
7,884
Multi-Family
1,833
Businesses
901
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices