219 Main StSadievilleKY40370
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 219 Main St, Sadieville, KY, 40370 in Sadieville. At $359,000 it earns $2,435/mo in rent and distributes $250/mo to the owner after the $1,614/mo payment, a consistent 8.14% yield. DSCR 1.51 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $99,185 in value; $3,306/yr in principal paydown compounds ownership stake. Total projected return: $152,110.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.8% |
| Monthly Cash Flow | $250 | $550 |
City averages based on Sadieville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,435 |
| Total Monthly Debt Service | $2,042 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1899
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40370, Sadieville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,474 (100%) |
| Owner Occupied HU | 1,115 (75.6%) |
| Renter Occupied HU | 205 (13.9%) |
| Vacant Housing Units | 154 (10.4%) |
| Median Home Value | $276,418 |
| Average Home Value | $300,839 |
Housing Distribution
Address Breakdown
Residential
1,273
Single Family
1,273
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1899
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40370, Sadieville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,474 (100%) |
| Owner Occupied HU | 1,115 (75.6%) |
| Renter Occupied HU | 205 (13.9%) |
| Vacant Housing Units | 154 (10.4%) |
| Median Home Value | $276,418 |
| Average Home Value | $300,839 |
Housing Distribution
Address Breakdown
Residential
1,273
Single Family
1,273
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brianna Loring • National Real Estate
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #25005537
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.