219 Fischer DrWoodbineIA51579
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 219 Fischer Dr, Woodbine, IA, 51579 in Woodbine: $3,272/mo in rent, $526/mo in net income, 9.35% gross yield, 1.73 DSCR, all at $420,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $116,038 in appreciation and $3,868/yr in principal paydown projects total cumulative return of $193,741.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 8.0% |
| Monthly Cash Flow | $526 | $300 |
City averages based on Woodbine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,272 |
| Total Monthly Debt Service | $2,579 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51579, Woodbine, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,074 (100%) |
| Owner Occupied HU | 686 (63.9%) |
| Renter Occupied HU | 285 (26.5%) |
| Vacant Housing Units | 103 ( 9.6%) |
| Median Home Value | $201,799 |
| Average Home Value | $230,186 |
Housing Distribution
Address Breakdown
Residential
1,006
Single Family
949
Multi-Family
57
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51579, Woodbine, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,074 (100%) |
| Owner Occupied HU | 686 (63.9%) |
| Renter Occupied HU | 285 (26.5%) |
| Vacant Housing Units | 103 ( 9.6%) |
| Median Home Value | $201,799 |
| Average Home Value | $230,186 |
Housing Distribution
Address Breakdown
Residential
1,006
Single Family
949
Multi-Family
57
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Patricia Reisz • Realty One Group Sterling - Woodbine
Mls Name: NoCoast MLS
Mls Provider:
Mls ID: #6329575
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.