219 E Vestal PlSan AntonioTX78221
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 219 E Vestal Pl, San Antonio, TX, 78221 in San Antonio achieves 1.52, rent of $1,604/mo covers the $1,057/mo payment 1.5x over at $234,995. Rental yield 8.19%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $64,925 over five years, with $2,164/yr in principal reduction bringing total projected return to $85,758.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.8% |
| Monthly Cash Flow | $(67) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,604 |
| Total Monthly Debt Service | $1,578 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
6,621 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78221, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,089 (100%) |
| Owner Occupied HU | 9,602 (63.6%) |
| Renter Occupied HU | 4,407 (29.2%) |
| Vacant Housing Units | 1,080 ( 7.2%) |
| Median Home Value | $201,479 |
| Average Home Value | $257,791 |
Housing Distribution
Address Breakdown
Residential
14,235
Single Family
12,455
Multi-Family
1,780
Businesses
885
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
6,621 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78221, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,089 (100%) |
| Owner Occupied HU | 9,602 (63.6%) |
| Renter Occupied HU | 4,407 (29.2%) |
| Vacant Housing Units | 1,080 ( 7.2%) |
| Median Home Value | $201,479 |
| Average Home Value | $257,791 |
Housing Distribution
Address Breakdown
Residential
14,235
Single Family
12,455
Multi-Family
1,780
Businesses
885
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ray Soliz • LPT Realty, LLC
Mls Name: LERA MLS
Mls ID: #1920233