21873 Cedar Ln, Silverhill, AL, 36576 | 6.26% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,176/mo, and a $2,041/mo payment. Purchase price stands at $417,000, and rental yield measures 6.26% with $2,176/mo rent. Return on cash invested shows 18.37% in year one, and 5% annual appreciation builds toward $115,209 over five years. Five-year ROI reaches 93.88% and total cumulative return in cash records $129,769. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,176/mo property income covering a $2,041/mo payment rather than investor’s personal income.

Single Family

Built in 1998

0.35 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 36576, Silverhill, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,550 (100%)
Owner Occupied HU	1,779 (69.8%)
Renter Occupied HU	596 (23.4%)
Vacant Housing Units	175 ( 6.9%)
Median Home Value	$297,451
Average Home Value	$357,198