21868 Mountsfield DriveGoldenCO80401
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 21868 Mountsfield Drive, Golden, CO, 80401 in Golden worth study. Rental yield 4.33%. The 4.33% gross yield is below cash-flow benchmarks at $996,000, but 5% annual appreciation, adding $275,176 over five years, frames this as a capital growth position. Rent of $3,594/mo partially offsets the $4,479/mo payment. Ziffy Mortgage finances appreciation-play properties (0.80 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $231,576.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 6.0% |
| Monthly Cash Flow | $(2,248) | $300 |
City averages based on Golden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,594 |
| Total Monthly Debt Service | $5,446 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
1.09 Acres lot
$N/A/sqft
$450 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80401, Golden, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,912 (100%) |
| Owner Occupied HU | 10,629 (56.2%) |
| Renter Occupied HU | 6,916 (36.6%) |
| Vacant Housing Units | 1,367 ( 7.2%) |
| Median Home Value | $866,393 |
| Average Home Value | $916,978 |
Housing Distribution
Address Breakdown
Residential
18,425
Single Family
14,339
Multi-Family
4,086
Businesses
1,842
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
1.09 Acres lot
$N/A/sqft
$450 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80401, Golden, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,912 (100%) |
| Owner Occupied HU | 10,629 (56.2%) |
| Renter Occupied HU | 6,916 (36.6%) |
| Vacant Housing Units | 1,367 ( 7.2%) |
| Median Home Value | $866,393 |
| Average Home Value | $916,978 |
Housing Distribution
Address Breakdown
Residential
18,425
Single Family
14,339
Multi-Family
4,086
Businesses
1,842
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leslie Hazan • Compass - Denver
Mls Name: REcolorado
Mls Provider:
Mls ID: #4780454
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)