21865 Columbia PlYorba LindaCA92887
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Yorba Linda rental at 21865 Columbia Pl, Yorba Linda, CA, 92887 sits in the solid-income band: 8.32% gross yield, $5,479/mo rent, $404/mo net after the $3,552/mo debt service, DSCR 1.54. Entry price of $790,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $218,262 and $7,276/yr in principal reduction bring total cumulative return to $326,387.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.5% |
| Monthly Cash Flow | $404 | $350 |
City averages based on Yorba Linda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,479 |
| Total Monthly Debt Service | $4,761 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
5,000 sqft lot
$N/A/sqft
$90 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92887, Yorba Linda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,284 (100%) |
| Owner Occupied HU | 5,794 (79.5%) |
| Renter Occupied HU | 1,351 (18.5%) |
| Vacant Housing Units | 139 ( 1.9%) |
| Median Home Value | $1,278,587 |
| Average Home Value | $1,327,324 |
Housing Distribution
Address Breakdown
Residential
7,186
Single Family
6,765
Multi-Family
421
Businesses
503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
5,000 sqft lot
$N/A/sqft
$90 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92887, Yorba Linda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,284 (100%) |
| Owner Occupied HU | 5,794 (79.5%) |
| Renter Occupied HU | 1,351 (18.5%) |
| Vacant Housing Units | 139 ( 1.9%) |
| Median Home Value | $1,278,587 |
| Average Home Value | $1,327,324 |
Housing Distribution
Address Breakdown
Residential
7,186
Single Family
6,765
Multi-Family
421
Businesses
503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices