2184 Two Rivers Rd NEutawAL35462
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2184 Two Rivers Rd N, Eutaw, AL, 35462 in Eutaw speaks for itself: 11.79% gross on a $265,000 price, generating $2,604/mo in rent and $1,108/mo in net income after the $1,192/mo debt service. DSCR 2.18, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,299 stacks alongside $73,215 in projected five-year appreciation and $2,441/yr in principal reduction. Projected total cumulative return: $171,175.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 8.0% |
| Monthly Cash Flow | $1,108 | $450 |
City averages based on Eutaw market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,604 |
| Total Monthly Debt Service | $1,390 |
| DSCR Ratio | 1.87x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
2,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35462, Eutaw, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,484 (100%) |
| Owner Occupied HU | 1,237 (49.8%) |
| Renter Occupied HU | 792 (31.9%) |
| Vacant Housing Units | 455 (18.3%) |
| Median Home Value | $119,097 |
| Average Home Value | $145,022 |
Housing Distribution
Address Breakdown
Residential
2,260
Single Family
2,143
Multi-Family
117
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
2,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35462, Eutaw, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,484 (100%) |
| Owner Occupied HU | 1,237 (49.8%) |
| Renter Occupied HU | 792 (31.9%) |
| Vacant Housing Units | 455 (18.3%) |
| Median Home Value | $119,097 |
| Average Home Value | $145,022 |
Housing Distribution
Address Breakdown
Residential
2,260
Single Family
2,143
Multi-Family
117
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices