2184 Terrawood StRosevilleCA95747
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 2184 Terrawood St, Roseville, CA, 95747 in Roseville: $3,562/mo in rent, $258/mo in net income, 8% gross yield, 1.48 DSCR, all at $534,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $147,534 in appreciation and $4,918/yr in principal paydown projects total cumulative return of $219,164.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.5% |
| Monthly Cash Flow | $258 | $400 |
City averages based on Roseville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,562 |
| Total Monthly Debt Service | $3,091 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
3,105 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95747, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 36,150 (100%) |
| Owner Occupied HU | 27,341 (75.6%) |
| Renter Occupied HU | 6,612 (18.3%) |
| Vacant Housing Units | 2,197 ( 6.1%) |
| Median Home Value | $691,095 |
| Average Home Value | $728,625 |
Housing Distribution
Address Breakdown
Residential
33,098
Single Family
30,109
Multi-Family
2,989
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
3,105 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95747, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 36,150 (100%) |
| Owner Occupied HU | 27,341 (75.6%) |
| Renter Occupied HU | 6,612 (18.3%) |
| Vacant Housing Units | 2,197 ( 6.1%) |
| Median Home Value | $691,095 |
| Average Home Value | $728,625 |
Housing Distribution
Address Breakdown
Residential
33,098
Single Family
30,109
Multi-Family
2,989
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dianne Myers • Better Homes and Gardens RE
Mls Name: MetroList Services of CA
Mls ID: #225096473