2182 Towles Rd, Midland, VA, 22728 | $626/mo Cash Flow

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2182 Towles Rd, Midland, VA, 22728 | $626/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Midland at 2182 Towles Rd, Midland, VA, 22728 listed at $690,000 pairs $4,750/mo rent with a $3,377/mo payment to leave $626/mo cash flow. Total monthly income runs $4,750/mo, and annual cash flow reaches $7,506/yr on $227,010 cash to close. Return on cash invested measures 23.37% in year one, and rental yield registers 8.26% at a $690,000 basis. Equity gained on principal adds $4,452/yr, and annual property appreciation at 5% supports $190,634 by year five. Five-year ROI tracks 121.07% and total cumulative return in cash totals $274,844. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $4,750/mo property income relative to a $3,377/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2004

1.63 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to 2182 Towles Rda beautifully renovated Colonial estate where modern comfort meets timeless charm. Originally built in 2004, this spacious 5-bedroom, 4-bathroom home sits on 1.63 acres of peaceful Virginia countryside, just minutes from the Stafford County line. Renovated in 20222023, the property was transformed into a move-in-ready haven with fresh finishes, upgraded systems, and a rare main-level bedroom with full bathideal for guests, in-laws, or flexible living. Step inside to discover over 4,000 square feet of thoughtfully updated living space. The open layout flows effortlessly from the welcoming front porch to the expansive back deck and paved patio for grilling and entertaining, perfect for gatherings under the stars. The heart of the home features sunlit living areas, a spacious kitchen, and generous bedrooms designed for comfort and versatility. A 2-car attached garage adds convenience, while the surrounding land offers room to breathe, garden, or expand. A large portion of the property is fenced, with wooded privacy and a fire pit by the woodsyour private retreat. No HOA | Zoned for highly rated Fauquier County Schools Easy commute to Northern Virginia: - 15 minutes to I-95 and Quantico - 2530 minutes to Fredericksburg - Just 30 minutes to the Blue Ridge Mountains and Shenandoah National Park - Under 1 hour to the Beltway Whether you're seeking a full-time residence, a multi-generational retreat, or a move-in-ready home with country appeal, this property delivers. Lovingly restored and ready for its next chapter, 2182 Towles Rd invites you to experience the strength, serenity, and possibility of Virginia living.

Neighborhood Data

Neighborhood data shown for ZIP Code: 22728, Midland, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,305 (100%)
Owner Occupied HU	1,057 (81.0%)
Renter Occupied HU	190 (14.6%)
Vacant Housing Units	58 ( 4.4%)
Median Home Value	$652,714
Average Home Value	$756,062