21800 River RoadGeyservilleCA95441
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Geyserville at 21800 River Road, Geyserville, CA, 95441 projects strong ROI of -0.27%. Rental yield 0.95%. With 5% annual appreciation, the property builds $1,049,594 in value over five years. Equity growth combined delivers a projected five-year ROI of 11.29%, translating into $121,148 in total cumulative return on $1,073,218 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1% | 8.0% |
| Monthly Cash Flow | $(20,501) | $300 |
City averages based on Geyserville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $21,990 |
| DSCR Ratio | 0.14x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
21.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95441, Geyserville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 977 (100%) |
| Owner Occupied HU | 516 (52.8%) |
| Renter Occupied HU | 246 (25.2%) |
| Vacant Housing Units | 215 (22.0%) |
| Median Home Value | $1,792,135 |
| Average Home Value | $1,639,748 |
Housing Distribution
Address Breakdown
Residential
604
Single Family
604
Multi-Family
0
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
21.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95441, Geyserville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 977 (100%) |
| Owner Occupied HU | 516 (52.8%) |
| Renter Occupied HU | 246 (25.2%) |
| Vacant Housing Units | 215 (22.0%) |
| Median Home Value | $1,792,135 |
| Average Home Value | $1,639,748 |
Housing Distribution
Address Breakdown
Residential
604
Single Family
604
Multi-Family
0
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Will Lance • W Real Estate
Mls Name: BAREIS
Mls ID: #325046168