218 Stanley AveCincinnatiOH45226
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 218 Stanley Ave, Cincinnati, OH, 45226 in Cincinnati speaks for itself: 11.57% gross on a $265,757 price, generating $2,562/mo in rent and $814/mo in net income after the $1,195/mo debt service. DSCR 2.14, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,767 stacks alongside $73,424 in projected five-year appreciation and $2,448/yr in principal reduction. Projected total cumulative return: $153,616.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.8% |
| Monthly Cash Flow | $814 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,562 |
| Total Monthly Debt Service | $1,642 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1880
4,922 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45226, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,210 (100%) |
| Owner Occupied HU | 1,739 (54.2%) |
| Renter Occupied HU | 1,131 (35.2%) |
| Vacant Housing Units | 340 (10.6%) |
| Median Home Value | $499,798 |
| Average Home Value | $596,249 |
Housing Distribution
Address Breakdown
Residential
3,207
Single Family
2,338
Multi-Family
869
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1880
4,922 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45226, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,210 (100%) |
| Owner Occupied HU | 1,739 (54.2%) |
| Renter Occupied HU | 1,131 (35.2%) |
| Vacant Housing Units | 340 (10.6%) |
| Median Home Value | $499,798 |
| Average Home Value | $596,249 |
Housing Distribution
Address Breakdown
Residential
3,207
Single Family
2,338
Multi-Family
869
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cory D. Allen • Keynote Realty
Mls Name: Cincy MLS
Mls ID: #1851933