218 S Thayer AveWest PlainsMO65775
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 218 S Thayer Ave, West Plains, MO, 65775 in West Plains, $115,000, 9.09% gross yield, $155/mo net income. Consider it a market-entry position, the $899/mo rent covers the $517/mo payment with a margin, and 5%/yr appreciation is projected to add $31,772 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.74) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $55,415.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $155 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $899 |
| Total Monthly Debt Service | $670 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65775, West Plains, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,308 (100%) |
| Owner Occupied HU | 6,765 (59.8%) |
| Renter Occupied HU | 3,412 (30.2%) |
| Vacant Housing Units | 1,131 (10.0%) |
| Median Home Value | $202,710 |
| Average Home Value | $261,102 |
Housing Distribution
Address Breakdown
Residential
10,872
Single Family
10,612
Multi-Family
260
Businesses
1,326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65775, West Plains, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,308 (100%) |
| Owner Occupied HU | 6,765 (59.8%) |
| Renter Occupied HU | 3,412 (30.2%) |
| Vacant Housing Units | 1,131 (10.0%) |
| Median Home Value | $202,710 |
| Average Home Value | $261,102 |
Housing Distribution
Address Breakdown
Residential
10,872
Single Family
10,612
Multi-Family
260
Businesses
1,326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Laurie Nissen • OZARK KOUNTRY REALTY
Mls Name: Mountain Home MLS
Mls ID: #131327
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.