218 Milton RoadRochesterNH03868
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 218 Milton Road, Rochester, NH, 03868 in Rochester is a conservative rental investment at $399,900. Rental yield 6.91%. A 1.22 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $110,485; $3,352/yr in principal paydown supplements. Total projected return: $120,767.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.2% |
| Monthly Cash Flow | $(376) | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,304 |
| Total Monthly Debt Service | $2,619 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
0.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03868, Rochester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,619 (100%) |
| Owner Occupied HU | 1,862 (71.1%) |
| Renter Occupied HU | 662 (25.3%) |
| Vacant Housing Units | 95 ( 3.6%) |
| Median Home Value | $241,154 |
| Average Home Value | $296,823 |
Housing Distribution
Address Breakdown
Residential
2,772
Single Family
1,905
Multi-Family
867
Businesses
105
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: Michael Rudolph • RE/MAX Shoreline
Mls Name: PrimeMLS
Mls Provider:
Mls ID: #5116828
