218 Hidden Hammock DrVidaliaGA30474
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 218 Hidden Hammock Dr, Vidalia, GA, 30474 in Vidalia is listed at $176,000 and delivers $1,560/mo in rent and $489/mo in net monthly cash flow. The 10.64% yield and 1.97 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $48,626 over five years, and $1,621/yr in principal reduction supplements cash return. Total projected cumulative return: $98,186.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 8.0% |
| Monthly Cash Flow | $489 | $200 |
City averages based on Vidalia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,560 |
| Total Monthly Debt Service | $1,001 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2021
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30474, Vidalia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,317 (100%) |
| Owner Occupied HU | 4,002 (54.7%) |
| Renter Occupied HU | 2,514 (34.4%) |
| Vacant Housing Units | 801 (10.9%) |
| Median Home Value | $166,042 |
| Average Home Value | $207,492 |
Housing Distribution
Address Breakdown
Residential
7,210
Single Family
7,028
Multi-Family
182
Businesses
741
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2021
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30474, Vidalia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,317 (100%) |
| Owner Occupied HU | 4,002 (54.7%) |
| Renter Occupied HU | 2,514 (34.4%) |
| Vacant Housing Units | 801 (10.9%) |
| Median Home Value | $166,042 |
| Average Home Value | $207,492 |
Housing Distribution
Address Breakdown
Residential
7,210
Single Family
7,028
Multi-Family
182
Businesses
741
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices