218 Hickory Hollow CtCockeysvilleMD21030
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 218 Hickory Hollow Ct, Cockeysville, MD, 21030 in Cockeysville. At $739,900 it earns $4,915/mo in rent and distributes $313/mo to the owner after the $3,327/mo payment, a consistent 7.97% yield. DSCR 1.48 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $204,421 in value; $6,815/yr in principal paydown compounds ownership stake. Total projected return: $300,816.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 5.0% |
| Monthly Cash Flow | $313 | $300 |
City averages based on Cockeysville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,915 |
| Total Monthly Debt Service | $4,307 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2023
2,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21030, Cockeysville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,506 (100%) |
| Owner Occupied HU | 4,980 (43.3%) |
| Renter Occupied HU | 5,761 (50.1%) |
| Vacant Housing Units | 765 ( 6.6%) |
| Median Home Value | $515,662 |
| Average Home Value | $610,841 |
Housing Distribution
Address Breakdown
Residential
11,478
Single Family
5,406
Multi-Family
6,072
Businesses
1,192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2023
2,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21030, Cockeysville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,506 (100%) |
| Owner Occupied HU | 4,980 (43.3%) |
| Renter Occupied HU | 5,761 (50.1%) |
| Vacant Housing Units | 765 ( 6.6%) |
| Median Home Value | $515,662 |
| Average Home Value | $610,841 |
Housing Distribution
Address Breakdown
Residential
11,478
Single Family
5,406
Multi-Family
6,072
Businesses
1,192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeffrey Gaines • Berkshire Hathaway HomeServices Homesale Realty
Mls Name: Bright MLS
Mls ID: #MDBC2134626