218 Birch Tree WayMayodanNC27027
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 218 Birch Tree Way, Mayodan, NC, 27027 in Mayodan deserves attention. This $319,900 property earns $3,090/mo in rent, a 11.59% gross yield, and nets $1,140/mo after the $1,516/mo payment. DSCR 2.04 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $88,382 compounds alongside $2,682/yr in yearly equity build, for a total cumulative return of $188,611.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $1,140 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,090 |
| Total Monthly Debt Service | $1,900 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
0.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27027, Mayodan, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,198 (100%) |
| Owner Occupied HU | 1,277 (58.1%) |
| Renter Occupied HU | 717 (32.6%) |
| Vacant Housing Units | 204 ( 9.3%) |
| Median Home Value | $159,226 |
| Average Home Value | $198,747 |
Housing Distribution
Address Breakdown
Residential
1,979
Single Family
1,797
Multi-Family
182
Businesses
153
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: Triad MLS
Mls Provider:
Mls ID: #1233555
